Debt Collection Best Practices for UK Businesses
Learn ethical and effective strategies for recovering debts while maintaining strong client relationships and staying compliant with UK regulations.
Our Debt Recovery Services
Debt Recovery
Specialised recovery services for all businesses, from small outstanding invoices to large commercial debts.
- B2B Debt Collection
- Invoice Factoring
- Credit Management
- Legal Action
High Court Enforcement
Certified High Court Enforcement Officers providing swift and effective debt recovery solutions.
- Judgment Enforcement
- Asset Recovery
- Property Seizure
- Swift Resolution
Credit Control
Proactive credit management to prevent bad debts and maintain healthy cash flow for your business.
- Credit Checks
- Risk Assessment
- Payment Terms
- Ongoing Monitoring
Additional Services
Comprehensive debt recovery and enforcement solutions tailored to your specific requirements.
- Letter Driven Recovery
- Debt Negotiations
- Residential Possession
- Tracing Service
Professional Debt Recovery You Can Trust
Why Choose Morley File?
- ✓ 95% Success Rate
- ✓ 25+ Years Experience
- ✓ Nationwide Coverage
- ✓ Ethical Approach
- ✓ FCA Regulated
- ✓ No Win, No Fee Options
Track Record
- • £500K+ Monthly Recovery
- • 2,500+ Clients Served
- • 7 Days Average Recovery
- • Professional Team
Frequently Asked Questions
What is the process for commercial debt recovery?
Commercial debt recovery typically starts with a Letter Before Action, followed by attempts to contact the debtor directly. If unresolved, legal proceedings or enforcement options such as a County Court Judgment (CCJ) or High Court Writ may follow.
When can a High Court Enforcement Officer be used?
Once a County Court Judgment (CCJ) over £600 is obtained, it can be transferred to the High Court for enforcement. Our certified High Court Enforcement Officers can then act to recover the debt via seizure of goods or other enforcement methods.
Do you offer free consultations?
Yes, we offer a free initial consultation to review your case and recommend the most effective recovery route for your situation.
Latest Debt Recovery Insights
FCA Compliant Debt Recovery Explained
Everything you need to know about staying FCA-compliant during debt collection processes and why it matters for your business.
High Court Enforcement: When and Why to Use It
A comprehensive guide to High Court Enforcement, including when it's most effective and how it differs from standard debt recovery.